Payment Options

Art is an inspiring, essential component of a home and work environment. It enhances creativity and morale and reflects a company’s personality. When you purchase from Gallery 78, you will discover a vetted selection of excellent artworks by both established and emerging artists in painting, photography, sculpture, print and fine craft. Gallery 78 would like to see as many people and businesses enjoy the multitude of benefits of living with art and we offer various payment options to make it more affordable to own an original work of art. Please note, purchased Canadian art is appreciable as a business expense.

Gallery 78 will offer an interest-free instalment payment program for less than one year. This means that the purchase price plus applicable taxes + shipping fee can be divided into equal payments spread over 6, 8, 12 months as it suits your budget. Longer payments may also be arranged. Payment by e-transfer, post-dated cheques, or credit cards can be arranged. **If you're shopping online, only full payments are possible at checkout. Please contact us directly (art@gallery78.com or (506) 454-5192) if you'd like to set up a payment plan for your acquisition.

If a business chooses a piece of artwork and would like payments to be made over a longer period of time, Gallery 78 is affiliated with Art Lease Canada which allows lease to purchase financing over a longer period of time, up to five years. A payment calculator and all the details may be found at Art Lease Canada. The benefits of leasing include being able to budget an affordable amount each month to acquire art. For businesses, 100% of lease payments are tax deductible.

Lastly, art rental is an affordable way to enhance an environment without a long-term commitment. Enjoy experimenting with different styles and mediums of art. Renting also provides an opportunity to live with a work before making a final commitment. Rental fees are considered a tax-deductible expense for businesses. Monthly payments are based on 4% of the retail value of the artwork (for example, a $2000 painting would have a rental rate of $80 per month). Select artwork may be rented for a minimum of 3 months up to a maximum of 6 months. If the artwork is purchased within the first three months of the rental contract, any monthly payments which have already been made will be applied in full to the purchase price. After the initial three month period has elapsed, the renter may still buyout the rental at any time. At that point, credits of 50% of all rental payments which have been made to the time of purchase are applied towards the purchase price.

If you would like to make your house look even more special while you are selling it, you have the option of renting select artwork for one month at 10% of the purchase price of the artwork.